Guaranteed Issue Policies that will Accept Pre-existing Conditions

Ordinary health insurance plans are no longer viable solutions for the many American consumers. Ordinary health insurance plans come with high deductibles. Lower income citizens cannot afford the high deductible health insurance plans available in the market. The solution to this problem lies in a guaranteed issue health insurance plan.

Guaranteed issue health insurance policies are ones in which the client is not refused insurance on the grounds of a pre-existing health conditions or employment status. Further, a guaranteed issue health insurance plan has the following specific characteristics: -

People who suffer from complicated health care maladies such as cancer, diabetes, high blood pressure, AIDS, cirrhosis of lever, and heart disease, etc are in need of a guaranteed issue insurances. Insurers however show little interest in covering folks with these illnesses however a guaranteed issue plan is a viable option.

Federal law protects pateints. The Health Insurance Portability and Accountability Act, 1996 (HIPAA) determined that health insurance carriers may or may not provide guaranteed health insurance to clients with pre-existing conditions.

HIPAA defines pre-existing conditions as physical or mental conditions for which medical advice diagnosis care or treatment was recommended or received within six months period ending on the enrollment date.

Insurers can exclude such people while determining eligibility for guaranteed health insurance. They can also exclude people who have been without coverage for 63 days from a guaranteed health insurance.

Americans who are covered with an insurance plan provided by their employers and face a termination of such plans due to change of occupation or retirement are in great need of a guaranteed issue health insurance plan.

Insurers often refuse renewal of these health insurance plans without the employer's support. This is where the concept of a guaranteed health insurance plan becomes important. A guaranteed issue health insurance plan allows renewal irrespective of an employer's agreement.

Millions of Americans are searching for a guaranteed issue health insurance plan. However, unscrupulous merchants take advantage of this situation. They lure decent American citizens to enroll in a faulty guaranteed issue health insurance plan.

These guaranteed issue health insurance plans do not provide help to the client in medical emergencies. These so called guaranteed health insurance plans unfortunately provide no benefits at all.

Beware of fake guaranteed issue plans. plan.

 

Our organization promises and delivers a guaranteed issue plan that guarantees no refusal due to pre-existing conditions. We offer a guaranteed issue plan for people who cannot qualify for any other coverage due to various reasons.

Our guaranteed issue policy is real health insurance that provides PPO network re-pricing which provides clients with huge savings.

We welcome all Americans who require a guaranteed issue plan with open arms to enjoy the benefits from our plan without any strings attached.

Visit Guaranteed Issue Coverage for details of our real guaranteed issue health insurance plan.