Guaranteed Issue Insurance Provides Real Support for Health Care Expenses
Millions of Americans suffer as they are not covered by a guaranteed issue insurance plan. As a result, they end up paying huge medical bills out of pocket that drains their financial resources. These expenses are not reimbursed due to lack of guaranteed issue insurance coverage.
Insurance companies are profit making organizations and are never so interested in providing insurance plans especially to customers having a pre-existing condition. On the slightest pretext of a pre-existing health condition, the company will exclude a client from guaranteed issue insurances.
Existing federal laws and regulations allow a citizen to enroll in the health max plus of his choice. But the same Federal laws also allow insurers to decline coverage from the insurance plan to anyone posing greater than average risk of claims.
The majority of Americans get their health insurance through their employers, but rarely are they provided with a real insurance plan. Such Americans face enormous problems when due to change of insurance carrier, completion of insurance contract period, or retirement, their employment comes to an end simultaneously terminating the existing health insurance coverage.
The client's reduction in income after retirement requires a new guaranteed issue insurance plan is often beyond their reach due to high deductibles and premiums.