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High Priced "Health insurance" and Little Benefits

Prescription drugs cost $700 each month, and Candy Baker thought her health savings card would be her savior. "It gets your nerves worked up and you get all upset," she said of the cost of her drugs.

Patient give over bank account information and when the New Mexico resident got a phone call asking her to sign up for the health savings card— she happily gave her bank account number to a company called Pharma Save, a health savings card company, of Buffalo, NY, which promptly took $299 out of her account.


A health savings card . "It makes you feel pretty bad, especially when you know you ain't got no money to start with," she said.

The woman was fooled by the same line in Tennessee. States Joan Flatley "I was really shocked I could do such a stupid thing," she said, "but I did."

66 people filed similar complaints with the government in the past two months. Mark Cornwall, the assistant director of the Attorney General, believes it's connected to a new scam and fears there may be other schemes going on.

Unsolicited calls or door-to-door visits to a beneficiary are the tactics used," Cornwall said. "These are activities that are prohibited in the health savings card program. … What has happened to Joan is unquestionably a case where we will pursue a further investigation."

Seniors Dazed & Confused

The government fears con artists in at least six states may be preying on senior citizens who have until May to join the Medicare drug plan — which critics have charged is confusing and difficult for seniors to navigate.

42 million elderly eligible for the program still have not signed up according to the U.S. Department of Health and Human Services, which is about half of the people eligible for the program.

Similar complaints about Pharma Save have been received by the New York State attorney general's office. In a statement to Reuters, the company said, "We are an independent company; a health saving card company, yet we have nothing to do with Medicare."

Pharma Save providesdrug discount cards and offered to return Baker's money. She said she has not received it.

Many people have had bad experiences in the past with faulty medical cards.

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