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Real Health Insurance for Your Family!

 
 

We Are Offering Real Health Insurance, Regulated By The Government


guaranteed issue health insurance is hipaa certified
In Florida, a health insurance policy is insured by the state guarantee fund up to $100,000.

The insurance industry is one of the most highly regulated industries in America.

The commissioner of insurance is right after the governor and attorney general in prestige and responsibility. Many times the commissioner is elected directly by the voters. The bureaucrats in the insurance departments in all 50 states have formulated laws to make all insurance plans sold in their state to be insured by a state guarantee insurance pool.

If ABC insurance company goes bankrupt, runs out of town, etc. then it is the remaining insurance companies that are doing business in the state's responsibility to cover ABC insurer's obligations. Of course, there are limitations.

If circumstances change, then it is the insurance commissioner's job to minimize the damage by suspending the right of the insurer to sell new policies and/or to transfer the insurance company's in -force policies to a more stable insurance company.

What is HIPAA and Why is it important? It is of paramount importance to be insured by a HIPAA certified coverage. HIPAA certification means that when you switch to another insurer then the new insurer cannot have a waiting period to cover existing illnesses. For folks with cancer, diabetes, etc. this is very important.

Memories from the summer of 1999. A beautiful lady, Mrs. Robertson, came into my office explaining how she lost her job and her health insurance. I got my trusted calculator out of the desk drawer and calculated that Mrs. Robertson had exactly one hour to get a HIPAA certified health insurance policy. This was before the advent of the internet and I faxed the completed application to the insurance company just in the nick of time.

Mrs. Robertson sends me flowers every year on the anniversary of the day that we met. This is the the day that she received her HIPAA health insurance policy. Mrs. Robertson is super satisfied with her good fortune and is a dear friend to this day.

Guarantees for a healthy future

We are offering real insurance that is regulated by the government. we are actually saying that "Promises made are promises kept."

       
health insurance for allGuaranteed Issue Health Insurance for all Americans