In state after state, government officials, TV and newspaper reporters are telling us loud and clear that the discount medical card industry is rife with fraud. It should not be surprising, since the medical card operators just print out a good looking brochure which details fantastic promises of large saving for a variety of medical procedures.
After the medical card operator has collected enough membership fees then the discount card company may get around to drum up a list of doctors and hospitals willing to give lower fees for services.
The lucky ones are those in which the discount medical card company has actually built up a provider directory before they started soliciting customers. Even so, the medical profession, especially hospitals are notorious for not honoring handshake agreements with upstart medical discount card companies.
There is an insurance aspect in the guaranteed issue insurance plan. In case of illness and medical expenses, the health insurance company will pay you, the client, directly a sum of money to help you pay the doctor, hospital, etc.