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Health Insurance for Cancer Patients

Article by Doctor Grant E. Williams, MD
Professor of Internal Medicine
Boston University Medical Center - Cambridge, MA

Cancer, the Insurance Industry and You

 

Finding comprehensive insurance can be difficult for those suffering from a pre-existing condition such as cancer. The American Cancer Society predicts that there will be 1,529,560 new cases of cancer diagnosed in 2011. It is a sad but true fact that those who need the security of insurance the most are often denied it because they pose a risk to insurance companies due to their greater chance of claiming on their policy.

 

There is currently a cancer prevalence of almost twelve million people in the US today, and this grim figure grows each year. That means one person in every 36 will probably be denied insurance.

A Constantly Growing Problem

 

Our company feels this is unfair and frankly unethical. We will guarantee insurance for those with cancer at the best rates. With the World Health organization predicting that as of 2011 cancer will become the leading cause of death around the world, it is of utmost importance that we continue to supply insurance policies to those suffering from cancer and remain as experts in health insurance for cancer patients.

 

Cancer is a global burden, and the cause of one in every eight deaths worldwide, but with a US survival rate of over 68%, the figures show that with adequate care you have a good chance of recovering. We are proud of our record of helping those with breast cancer, skin cancer, lung cancer, pancreatic cancer, and any condition that would usually render an individual uninsurable.

 

Health Insurance for Cancer Patients

 

Our Pre-existing Health Insurance Policies

 

Naturally, insurance companies are not keen on providing health insurance to cancer patients. The Health Insurance Portability and Accountability Act, 1996 (HIPAA) determined that health insurance carriers may or may not cover pre-existing conditions such as cancer. Insurance companies are therefore at liberty not to cover cancer patients in the health insurance plans that they sell.


Huge problems confront millions of Americans in meeting the growing health care expenses from specific diseases. There are spurious health insurance policies issued by companies such as Cinergy Health that promise guaranteed acceptance health insurance for cancer patients. These faulty health insurance plans further claim coverage of expenses incurred by cancer survivors towards doctor's visits, prescription drugs and other health care procedures.

 

Benefits offered in these plans are unsatisfactory and cancer patients taking these plans are often forced to pay the whole of the medical expense bills from their own pocket. Our organization promises and delivers a comprehensive health insurance plan that guarantees acceptance for cancer patients with pre-existing conditions.

Real Policies, Real Benefits

 

Real health insurance is provided by PPO network re-pricing which provides clients with huge savings. We make promises that are kept and never refuse health insurance to certain groups. We welcome all cancer patients with open arms to enjoy the benefits of our unique cancer health insurance.

 

By applying for our guaranteed issue health insurance for cancer patients, you will find immediate peace of mind as we will accept you, guaranteed, leaving you to get on with your life unencumbered by financial concerns. Thousands of cancer patients are already benefiting from our health insurance policies.


With the first national study in Atlanta of cancer patients and insurance concluding that uninsured cancer patients are twice as likely to die, nobody can afford not to have adequate health insurance today. Although survival rates are improving (from 50% in 1975 to almost 70% today) thanks to better public awareness, healthcare and government health initiatives, it is all the more imperative that you have sufficient coverage to receive these benefits.


Please visit our pre-existing health insurance page for further details of our real guaranteed issue health insurance plans available for cancer, diabetes, and other pre-existing conditions.