David Rutstein Delivers Free Real-time Health Insurance Leads

For Agents: Health Insurance Leads Program

Real-Time Leads Agent Sign-Up

* Name Add your name
* Phone Add your phone number                     
Cellular See below                     
* Email Add a valid address
* State Select your state Select state Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming CountyFilter zip codes by county Select state first

* Select zip codesHighlight and move zip codes to right box.
You may select multiple counties.

»You may choose multiple counties. Use right pointing arrow to select by moving
county or specific zips to right box. Or double click on left side to select.

Zip code is not valid

Please enter this word for validation:

Sign-up

Afterwards:

This web site is presenting licensed health insurance agents the opportunity to represent the the leader in the guaranteed health insurance market. Our plans have a special niche and health agents should get licensed with us at your earliest convenience.

Main Agent Selling Points: HIPAA Certification

This is huge. An applicant with an existing credible HIPAA compliant health insurance for 12 months will not have a pre-existing condition waiting period for the new health policy. A gap in coverage cannot exceed 62 days. If that gap exceeds 62 days then there will be a one year wait for pre-existing conditions to be covered.

These guaranteed health insurance policies have benefits that are limited in scope. The maximum hospital per day benefit is $5,000 for a limited period. A very unhealthy applicant should be lead to a more comprehensive health insurance.

What is the ideal solution for an unhealthy client who has no HIPAA certificate?

Lead the client to buy one of our HIPAA certified health policies for at least one year and then have the client switch to a more comprehensive employer sponsored plan.

Pre-existing would not be covered if the client took out the more expensive employer sponsored plan immediately. For this client the least expensive plan which is the health product for $186 per month would be the ideal situation.

Why is HIPAA so important?

HIPAA certification can lead the client to a more comprehensive health insurance with no pre-existing condition waiting period. The best advice or lead that you can give someone is to "get a job" that offers health insurance and then have the heart transplant.

PPO Network

A PPO network discounts at doctors, hospitals, etc. will save the client "mucho" money. We use Beechstreet (it is the limited benefit plan) as the primary network and the PHCS Network (by way of Careington) as an optional rider. The client will still save a ton of money during a pre-existing waiting period, or in case the client has surpassed the benefit limits. During the entirety of the policy the PPO network will be well worth the cost of the health policy. Health insurance leads that you have will be used to help clients.

The benefits of the two policies are just OK. Selling guaranteed health insurance should concentrate on HIPAA compliance and the PPO network.

My favorite line is "Even if you have to sell your dog you should maintain a HIPAA certified health insurance."

We invite all health insurance agents to our conference call.

Immediately after contracting agents will be instructed to create their own personal enrollment website. At the conference call we'll lead over the various benefits and attributes of the guaranteed health insurance product. Free exclusive real-time healthy leads for best agents that sell should be discussed at the conference call or contact David at Free leads for health insurance agents.

"Looking forward to seeing you at the conference call."

New health insurance agents are highly recommended to listen to the conference call at least one time. Free health insurance leads are available to producing agents. Highest allowable commissions (read #4) )will be given to health insurance agents who contract with us. No bickering over percentages!

There are special instructions, so health agents should come to the conference call.

Agent Links Page for AIM Health Plans logos for your site. Agents get free leads for using our logo. The health plans are a very sellable product, and we'll lead you over the main selling points.

Health Max Plus is now online. Applications and brochures are in your back office once your are active to sell the policy on a face to face basis. We highly recommend that when you collect a paper application from a client, just input the data into your replicated web site and save the paper application in your filing cabinet.

AIM Health Max Plus starts at $360 per month versus $259 for the diamond plan. If you meet an older, sicker, or a client with current HIPAA compliant product, sell him the more expensive Health Plans insurance product plus our $90 per month critical illness rider. Generally, a Bronze, Silver or Diamond or Health Max and the $90 per month rider takes 8-11 minutes to sell over the phone. We recommend to just talk about the benefits and the client will tell you their credit card or bank information. KISS

• Power Point Presentation For AIM Health Plans Agents
• Spreadsheet of the four plans and rates for 48 states (Silver, Gold, Diamond, Health Max Plus)

The insurance company will give the agent a free web site, there is no licensing fees and the health insurance agent is able to make sales in 45 states through the health plan association. Similar features are in the other health insurance products that we represent. This is all legal and is the best way for the health insurance company to sell nationwide.

The age 55 or over client must be in good enough physical shape to be able to function as a regular person for his/her age and gender and not be on government disability. Regardless, our health plans excellent web site and surgery benefits make this insurer super-suitable for the impaired risk client.

We are giving away free money to health insurance agents that are with us. You ask. Are we crazy? We happen to have the top guaranteed issue health insurance web site on the internet and we are giving away free leads. Ten real time exclusive lead from that site to health insurance agents that make their first sale of our guaranteed health product. Health insurance agents that sell our health insurance for impaired risk clients are becoming reasonably wealthy from this arrangement. Our goal is to identify quality insurance agents who have good close ratios. When you are identified, we will feed you more leads to sell health insurance.

I am telling you unequivocally that the traditional internet health lead that is sold to up to four insurance agents does not have such a high close ratio. The health insurance agents who are making the big bucks are those buying exclusive phone leads. The agent is licensed with the 5-6 health insurers in the state as well with our guaranteed health products.

The going rate for a direct phone lead is about $25 and if the close ratio is 60-70%, (which is possible) then the health insurance agent becomes a millionaire - before you can say "Orville Redenbacher."

What in heaven's name am I sitting in front of a computer building web sites considering that I know all this? Excellent point and I don't have a good answer.

Expected future good news: Hey folks, don't be surprised that one day you wake up to the news that this health web site is partnering with the internet's number one Medicare supplement lead source. It is called Bestmedicaresupplement.com. The keyword we are shooting for for that site is = medicare insurance quotes =. Hopefully, we will succeed.

Currently, I am working hard fixing up that site and will inform you 'all when it pops up to #1 in Google. The goal is to lead this industry as a one stop shop for ambitious insurance agents. Please bookmark this page and come back later to get Medicare insurance leads.

To cut to the chase, insurance agents are wanted and we will do everything to help the agent including having a terrific agent impaired risk lead program.

Facts to help you sell

• Leads convert 22 times more often when you make contact in 5 minutes
  

78% of prospects convert with the company that contacted them first

Converting a lead is 57% quality and 43% sales process

It takes an average of 5 to 6 attempts to contact a lead

Leads generated on the weekends are 26% more likely to convert


• 40% of leads will close with long term follow up
  

An example of a standard letter we email to clients that contact us.

The health insurance agent should use this standard letter.

1. You will receive a personalized web site from AIM Health Plans.
2. Change my name to your name.
3. Put your phone number instead of mine.
4. The personalized web site link only has your contact information. The health insurance agent can feel comfortable aiming the AIM Health Insurance personalized web site to the client.
5. freehealthinsuranceleads at aimhealthplans, aim health insurance offers free leads to agents

Disclaimer: The insurance policies presented by the local, state licensed insurance agent will be a defined benefit health insurance policy. Various plans are available. Please read the appropriate brochure for the details of the plan that you are choosing. There are insured health benefits that are limited to benefit ceilings as disclosed on the lead benefit plan brochure. Please see brochure for details. AIM Health Plans agent letter.