We won't turn you down for a health plan even if you have been diagnosed with a pre-existing condition!
Health Insurance in Minutes!
These plans are insured by various A.M. Best rated insurers.
Certain policies have pre-existing waiting periods. Others cover fully from day one.
Consult a licensed insurance agent as per policy availability and details.
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MultiPlan is America's largest Preferred Provider Organization (PPO) with over 560,000 providers. 40 million Americans use MultiPlan's services.
The PPO will provide the insured with impressive savings and the insurance policy will cover treatment with any provider you choose.
Guaranteed Health Insurance that You Can Afford
We provide coverage from top ranking insurance companies who sell guaranteed acceptance products. Plans start from $99 for an individual to our $840 package that covers the whole family with comprehensive insurance. Some plans may even cost less. We are not referring to medical discount cards, we are referring to real, genuine health insurance. Don’t worry if your insurance application was previously rejected; we will provide coverage, guaranteed.
Even our most affordable plans have coverage for:
* Doctor visits
* Hospital stays
* Blood tests
* Emergency room
* And so much more
People who are already enrolled in a health insurance policy can still benefit from us. Call us and get enrolled in insurance coverage at a dramatically lower premium every month, increase the coverage limit or both. During your call, you get to converse with our caring and friendly certified insurance agents who have plenty of industry experience. They will suggest the best insurance policy tailor-made to your specific budget and needs.
Regardless of who you are, what your income or age is, whatever may be your situation, you still deserve to maintain good health. Providing affordable insurance is something we are really proud of. We provide lower priced plans not just as a marketing gimmick, but as real, comprehensive insurance which you can really afford. We understand that you cannot do without real insurance, so call us right now; there is nothing to lose and you will walk away with a smile.
We will Accept You:
The insurance coverage provided by us is from insurance companies that are A.M. Best top ranking companies. Certain insurance policies may put you on waiting period due to pre-existing conditions while other will not. For detailed information, get in touch with our licensed insurance agent.
NAMU National Association of Medical Underwriters
Members of the National Association of Medical Underwriters assist millions of uninsured Americans in their struggle to get the best deal in high quality benefits to counteract the constant rise in health care costs.
Here’s The Top 10 Benefits Of One Plan Being Offered:
Excellent benefits for surgery (100% reimbursement schedule for Medicare), hospitalization reimbursement of $1,000 daily for a period of 30 days per policy year
$1,000 per day confined in ICU or CCU
Office visit benefits
Diagnostic & X-rays
Emergency room - accident benefit
Affordable Plans for Individuals, Families & Groups!
Individual insurance plans start from $99 and go up to $440. Insurance costs for family coverage is higher. Discounts on health care service are received from hospitals and doctors that are in the PPO network. Go through the various plans available here and you will soon be assured that these are the best deals available in the market.
Why do you need Insurance?
Health insurance can be seen as a low priority expense and is often overlooked entirely, particularly among the younger generation (1 in 5 insurable citizens are without insurance). The fact is it can actually save you money; after all, health coverage exists to facilitate the high likelihood of a person falling ill, suffering an injury or needing to undergo a surgical procedure.
What you can expect to pay:
* 2010 Survery - American Medical Association
These are real costs incurred by ordinary people, day in, day out, year after year. Even at the bottom of the scale, the medical bills are beyond the affordability of average earning citizens. Costs like these could seriously affect you financially for years to come. At worst, your life could be in jeopardy as you may be denied treatment on financial grounds.
Here Is Another Health Product We Want You To Know About:
100% of Medicare reimbursement for surgeries
$1,000/day - hospital (30 days per year)
$1,000/day for ICU (5 days)
Doctor office visits
Money for accidents
Dental & Vision
Impressive network for diagnostics savings
Guaranteed issue health insurance plans will accept you!
The fact that the American government has thought of providing insurance coverage to people who have pre-existing conditions and has implemented it effectively, makes me feel proud for my country. And finally, several private insurance companies have put their best foot forwards and decided to accept you with your pre-existing conditions.
We are proudly offering superior plans that will accept those with pre-existing conditions such as cancer, diabetes, heart disease and more. These insurance plans comply with governmental rules regarding portability and pre-existing conditions.
These plans are the most comprehensive guaranteed insurance plans that we have seen on the market.
Do You Have Existing Medical Problems?
There are many people who are unable to enroll in insurance coverage due to certain medical conditions; such people can enroll in health insurance which is guaranteed issue.
This health insurance may be the last option available but it is probably the best bet available in the market. One prominent USP of this plan is that the insured person is able to make use of PPO networks and enjoy considerable savings.
The Guaranteed Issue Plan is Real Insurance!
We proudly boast that we are offering real health insurance to solve a real problem.
Every insurance plan is a low cost option that provides medical insurance at a fixed cost. An insurance plan with limited benefits is a good option. The benefits of a group insurance plan vary according to the plan purchased by the client.
This insurance coverage does not act as a substitute for traditional insurance plans or major medical insurance. The limitations of the plan are disclosed in the contract documents provided with the new member kit. For further details on cost and other aspects contact your licensed insurance agent.
Policies may have pre-existing condition limitations. Certain insurances stipulate that pre-existing conditions are not covered until the policy has been in effect for more than six (6) months or twelve (12) months. Consult with your licensed agent to find a policy that is suitable for you. A pre-existing condition can be described as a state, physical or mental, which requires medical diagnosis, advice, treatment or care as recommended by the physician within six months preceding the date when the coverage will be effective.
The benefits represented are contracted through a combination of carriers. Not all benefits and coverage are available in all states under all plans. The plans' limitations are disclosed in the certificate of coverage provided in the new member kit. For costs and complete details of coverage, consult your local licensed insurance agent.
Terms of Coverage of Guaranteed Insurances:
Guaranteed insurance becomes effective when the premium is received in a timely manner by the insurance company. As per the terms and conditions mentioned in the insurance contract, the insured person is required to keep his or her policy current through timely payment. The insured person will lose the benefits of the insurance due to any of the following reasons.
Premiums or any other fees not received in a timely manner.
Moving to another state or region not covered by the insurance company.
State and federal laws that are permitted.
Your Comments and Questions Answered:
Admin - January 14, 2012 at 11:50
You won’t be denied this guaranteed insurance. Our guaranteed issue policies are available to all, regardless of age or medical history. Pre-existing conditions do not apply in certain circumstances. Contact us for details.
Admin - December 15, 2011 at 17:30
Your rates are set according to your situation when you first apply for health insurance and remain for the duration of your policy term as per policy provisions. Rate changes in the insurance industry are coordinated with the state department of insurances.
Admin - November 28, 2011 at 15:36
You are protected under federal law and the HIPAA. Stay on your current plan until it expires, and you will be eligible for guaranteed coverage thereafter. Call us 60 days or so before your policy ends and we will be happy to offer guidance with your next steps. We wish you the best of luck.
Admin - October 09, 2011 at 15:22
There is no exam necessary with guaranteed health insurance, nor will we ask you any health questions.
Admin - September 12, 2011 at 17:11
The 30 day money back guarantee ensures that you will have sufficient time to back out of a policy should you have a change of heart. Just return your insurance certificate within this period and your policy will be reversed and any premiums refunded.
Admin - September 08, 2011 at 09:14
Actually there are plenty of companies out there that offer guaranteed issue insurance to arthritis sufferers. That said we are an authority on this and many other pre-existing conditions and have been helping people with arthritis and osteoarthritis for over 20 years. Call us for our arthritis expertise if you need to know more about arthritis and health insurance.
Admin - August 16, 2011 at 09:39
This would depend on certain criteria. You are likely to be denied insurance unless the law requires that they do so. In some states, legislation is such that you must be offered health insurance. In this instance you need to find out how this affects your policy application as far as premium costs and medical conditions are concerned.
There are also some insurers that will offer you this insurance in certain locations where others do not. We suggest you talk to one of our helpful agents on the toll-free number at the top of this page. They will be happy to help you out.