We Will Accept You
These plans are insured by various A.M. Best rated insurers. Certain parts of the policy have pre-existing waiting periods while others do not. Please consult your licensed insurance agent.
Did You Know?
Recently passed health reform Laws won't take effect until 2014.
Don't wait - get covered Today!
MultiPlan is America's largest Preferred Provider Organization (PPO) with over 560,000 providers. 40 million Americans use MultiPlan's services.
The PPO will provide insureds with impressive saving yet the insurance policy will cover treatment with any provider you may choose.
Guaranteed Health Insurance that You Can Afford
Including plans from top rated insurance providers with guaranteed acceptance, starting at $175 for you, or our most comprehensive plan at $842 for the entire family. And certain plans can cost even less, and we're not talking about some discount card, we're talking about real health insurance. Even if you have been turned down before, we will accept you.
Even our most affordable plans have coverage for:
* Doctor visits
* Prescriptions
* Hospital stays
* Surgery
* Blood tests
* X-rays
* Check-ups
* Emergency room
* And so much more
Even if you already have health insurance, call us right now and find out how you can dramatically lower your monthly premium, increase your coverage or both. When you call, you'll get to speak with one of our friendly and caring licensed insurance agents, who will help you decide which policy is best for your needs and budget.
No matter who you are, what your age or income, whatever your situation, nothing is more important than protecting your health, and affordable health insurance is something we're really passionate about. When we say affordable, we mean you can actually afford it. You can't afford not to be without real insurance; you have nothing to lose and everything to gain so call us right now and be on the way to real insurance you can afford.
We will Accept You:
These plans are insured by various A.M. Best rated insurers. Certain parts of the policy have pre-existing waiting periods while other do not. Please consult your licensed insurance agent.
NAMU National Association of Medical Underwriters
NAMU members help millions of uninsured Americans with the struggle to combine highest quality of benefits with the constantly rising health care costs.
Here’s The Top 10 Benefits Of One Plan Being Offered:
Excellent surgery benefits (100% of Medicare reimbursement schedule) $1,000 a day while hospitalized (30 days per policy year).
$1,000 per day confined in ICU or CCU.
Office visit benefits
Diagnostic & X-rays
Emergency room - accident benefit
Affordable Plans for Individuals, Families & Groups!
Insurance plans start at $175 to $440 for individuals. Family rates are higher.
There are PPO network discounts at doctors and hospitals.
Please review the various plans and you'll agree with us that these are the best plans on the market.
Why do you need Health Insurance?
Health insurance can be seen as a low priority expense and is often overlooked entirely, particularly among the younger generation (1 in 5 insurable citizens are without health insurance). The fact is it can actually save you money; after all, health insurance exists to facilitate the high likelihood of a person falling ill, suffering an injury or needing to undergo a surgical procedure.
What you can expect to pay:
$130,000
$160,000
$57,000
$40,000
$43,000
$20,000
$40,000
$100,000
* 2010 Survery - American Medical Association
These are real costs incurred by ordinary people, day in, day out, year after year. Even at the bottom of the scale, the medical bills are beyond the affordability of average earning citizens. Costs like these could seriously affect you financially for years to come. At worst, your life could be in jeopardy as you may be denied treatment on financial grounds.
Here Is Another Health Product We Want You To Know About:
100% of Medicare reimbursement for surgeries
$1,000/day - hospital (30 days per year)
$1,000/day for ICU (5 days)
Doctor office visits
Money for accidents
Dental & Vision
Impressive network for diagnostics savings
Guaranteed issue health insurance plans will accept you regardless of having a pre-existing illness.
That the government permits this travesty to happen in the first place is not something that I am proud of as an American. But, finally, the various geniuses in our great country have come together to formulate a guaranteed plan that will accept you.
Superior Benefits
We are proudly offering superior plans that will accept those with pre-existing conditions such as cancer, diabetes, etc. These insurance plans are HIPAA compliant and the governmental rule that apply to group health insurance regarding portability and pre-existing conditions will apply to the policies that we are offering.
These plans are the most comprehensive guaranteed insurance plan that we have seen on the market.
Do You Have Existing Medical Problems?
This health insurance which is guaranteed issue is for people who cannot qualify for standard health insurance due to existing medical problems.
This is a health insurance of last resort but it is probably the best solution on the market. One big advantage of this plan is that you are able to take advantage of the PPO network re pricing in which members enjoy big savings.
The Guaranteed Issue Plan is Real Insurance!
We proudly boast that we are offering real health insurance to solve a real problem. Insurance agents are invited to see our power point presentation.
Disclaimers*:
Each plan is a low-cost alternative (Limited Medical), providing medical insurance at fixed amounts. The Limited Benefit Plans Offer is a good insurance program. The group insurance benefits vary depending upon the plan selected.
This insurance is not designated as a substitute for basic health insurance or major medical coverage. The plan limitations are disclosed in the certificate of coverage provided in the new member kit. For cost and complete details of the coverage, call your licensed insurance agent.
Policies may have pre-existing conditions limitations. Certain insurances stipulate that pre-existing conditions are not covered until the policy has been in effect for more than (6) months or twelve (12) months. Consult with your licensed agent to find a policy that is suitable for you. A Pre-existing condition is a condition, physical or mental, regardless of cause or condition, for which medical advice, diagnosis, care or treatment was recommended, or received from a physician within a six month period preceding the effective date of coverage of a covered person.
The benefits represented are contracted through a combination of carriers. Not all benefits and coverage are available in all states under all plans. The plans limitations are disclosed in the certificate of coverage provided in the new member kit. For costs and complete details of coverage, consult your local licensed insurance agent.
Terms of Coverage of Guaranteed Insurances:
This guaranteed health coverage will be effective as required premium charges are received in a a timely manner by the insurer. The insured must maintain membership eligibility as per the rules of the insurer. Termination of the covered person will cease due to any of the aforementioned reasons:
A) Premiums or fees not received by the insurer.
B) Moving to outside the permissible area.
C) State and federal laws that are permitted.
Your Comments and Questions Answered:
Steve Shein - January 18, 2012 at 16:13
Thank you so much for this insurance. It really helped me out when no one else accepted me.
David Allen - January 14, 2012 at 09:45
Is there absolutely no way I can be turned down for guaranteed issue health insurance?
Admin - January 14, 2012 at 11:50
You won’t be denied this guaranteed insurance. Our guaranteed issue policies are available to all, regardless of age or medical history. Pre-existing conditions do not apply in certain circumstances. Contact us for details.
Jim Clarke - January 02, 2012 at 17:05
You saved me a ton of money where other insurers saw my diabetes as a license to print it. Happy New Year!
Janet Fairweather - December 17, 2011 at 22:04
Guaranteed issue is a godsend for anyone with a pre-existing condition. I expected to pay a little more, but was pleasantly surprised by my quote.
Raul Perez - December 15, 2011 at 12:26
Will my rates change as my health declines?
Admin - December 15, 2011 at 17:30
Your rates are set according to your situation when you first apply for health insurance and remain for the duration of your policy term as per policy provisions. Rate changes in the insurance industry are coordinated with the state department of insurances.
Steve Lawrence - November 28, 2011 at 15:04
It’s disgusting that insurance companies are still refusing people because of a preexisting condition. Well done for not being among them.
A. Stone - November 27, 2011 at 14:18
I am currently insured on my husband’s COBRA plan which will expire soon and was recently diagnosed with cancer. What should I do?
Admin - November 28, 2011 at 15:36
You are protected under federal law and the HIPAA. Stay on your current plan until it expires, and you will be eligible for guaranteed coverage thereafter. Call us 60 days or so before your policy ends and we will be happy to offer guidance with your next steps. We wish you the best of luck.
Samantha Roberts - October 09, 2011 at 10:18
Will I have to undergo a medical exam or health questionnaire? Thanks.
Admin - October 09, 2011 at 15:22
There is no exam necessary with guaranteed health insurance, nor will we ask you any health questions.
Allie Campbell - September 30, 2011 at 10:35
I was given the all-clear for cancer 6 years ago, but still can’t get regular insurance. Guaranteed Issue Health Insurance is the next-best thing.
Bud Bennett - September 12, 2011 at 11:41
Hi. What happens if I submit my application and change my mind?
Admin - September 12, 2011 at 17:11
The 30 day money back guarantee ensures that you will have sufficient time to back out of a policy should you have a change of heart. Just return your insurance certificate within this period and your policy will be reversed and any premiums refunded.
Perry - September 08, 2011 at 11:02
Is this the only company that does guaranteed arthritis insurance?
Admin - September 08, 2011 at 09:14
Actually there are plenty of companies out there that offer guaranteed issue insurance to arthritis sufferers. That said we are an authority on this and many other pre-existing conditions and have been helping people with arthritis and osteoarthritis for over 20 years. Call us for our arthritis expertise if you need to know more about arthritis and health insurance.
Ortise Warren - August 15, 2011 at 18:56
I am 37 years old and I have a serious heart defect. Can I get individual health insurance?
Admin - August 16, 2011 at 09:39
This would depend on certain criteria. You are likely to be denied insurance unless the law requires that they do so. In some states, legislation is such that you must be offered health insurance. In this instance you need to find out how this affects your policy application as far as premium costs and medical conditions are concerned.
There are also some insurers that will offer you this insurance in certain locations where others do not. We suggest you talk to one of our helpful agents on the toll-free number at the top of this page. They will be happy to help you out.
Alex Anderson - July 29, 2011 at 20:02
Why don’t all insurance companies offer this service? It makes no sense that people like me who have preexisting conditions should have to shop with specialists!
C. Rodriguez - July 05, 2011 at 21:01
Thanks for a reasonable quote for cancer insurance. I wish I had come to you first!
That the government permits this travesty to happen in the first place is not something that I am proud of as an American. But, finally, the various geniuses in our great country have come together to formulate a guaranteed plan that will accept you.
Thank you so much for this insurance. It really helped me out when no one else accepted me.
You won’t be denied this guaranteed insurance. Our guaranteed issue policies are available to all, regardless of age or medical history. Pre-existing conditions do not apply in certain circumstances. Contact us for details.
